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No Surprises Act and Transparency in Coverage – GAO is a level funded plan. 

The Transparency in Coverage regulation requires insurers and group health plans to disclose in network and out of network rates on our website. GAO is a level funded plan.

  • Fully insured plans will meet their obligation by using the MRFs on Humana’s public website.  No additional action is needed by a FI group. 
  • Level Funded & Self-insured plans can meet their obligation by properly linking to their plan’s information through the Humana website Plan and Issuer Price Transparency (, or by downloading the information and making their own arrangements to host the information. Humana does not provide legal advice, but if a self-insured/ASO group does not have a publicly available website, they should consult with their own legal counsel regarding their options. 

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